QROPS (Qualifying Recognised Overseas Pension Scheme) is a global pension transfer option that allows UK pension holders to relocate their pension funds to India. It provides more control, better tax efficiency, and helps align your retirement savings with your new financial base in India.

Any UK pension holder who has left the UK permanently, plans to retire in India, or has become a tax resident in India may be eligible. We evaluate eligibility based on your pension type and residency status.

QROPS transfers to India offer tax benefits, freedom from UK inheritance tax, currency flexibility, and the ability to consolidate global retirement planning under Indian financial regulations.

You can transfer defined contribution pensions, SIPPs, and some occupational schemes. Final salary (DB) pensions require case-specific guidance from our UK-India pension experts. On average, a QROPS transfer to India can take 4 to 12 weeks, depending on the complexity of your UK pension and the Indian scheme’s processing time.

We help structure your QROPS pension in a way that minimizes tax exposure in India, while also ensuring you stay compliant with Indian income tax laws and the Double Taxation Avoidance Agreement (DTAA).

Once transferred, your pension will be held in a globally accessible, tax-efficient investment account, giving you greater control, Indian rupee conversion options, and seamless retirement income planning from India.

Our team offers end-to-end advisory, including QROPS eligibility checks, pension analysis, paperwork, RBI compliance, fund transfer, and post-transfer financial planning in India.